Topic
What Insurance Regulators Do and Why It Matters
State regulators license carriers, test solvency, and police sales under a 1945 statute. How the NAIC coordinates them and where the federal insurance office fits.
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Topic
Administrative Law Judges: The Trial System Inside Agencies
An administrative law judge (ALJ) in the United States is a judge and trier of fact who both presides over trials and adjudicates claims or disputes involving administrative law—that is, involving administrative units of the executive branch of government.
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Regulatory Analysis — OMB Circular A-4: The Quiet Rulebook Behind Every Regulation's Price Tag
OMB Circular A-4 tells federal agencies how to weigh the costs and benefits of proposed rules. Here is what it requires and why a quiet technical memo shapes so much of American regulation.
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What is a Government Shutdown: The Anatomy of a Government Shutdown Fight
In the United States, a government shutdown, officially known as a lapse in appropriations, occurs when funding legislation required to finance the federal government is not enacted before the next fiscal year begins.